Terms of Service

Terms of Service

Welcome to ‘Debt to Income Ratio’ (hereafter referred to as “we,” “us,” or “our”). Please read these Terms of Service carefully before using our website, located at https://debt-to-income-ratio.buzzzoomer.com. Your access and use of this platform constitute your agreement to comply with and be bound by these terms.

Rules and Guidelines for Using Our Website

  1. Content Ownership: All content on our website, including but not limited to text, images, videos, and graphics, is owned or licensed by us. You are prohibited from reproducing, distributing, or creating derivative works of any content without explicit written consent from the copyright owners.

  2. Copyright and Intellectual Property Respect: We respect intellectual property rights, and you must do the same. Stealing or unauthorized use of our content or that of other users is strictly prohibited and may result in legal consequences.

  3. No Spamming: Our website does not tolerate spamming activities. You are expected to interact with other users respectfully and refrain from flooding, unsolicited messaging, or promotional content that disrupts the community experience.

  4. Illegal Activities: Using our platform for any illegal activities is strictly forbidden. This includes but is not limited to copyright infringement, fraud, harassment, or encouraging harmful behavior.

User Responsibilities and Restrictions

As a user, you are responsible for:

  • Maintaining the confidentiality of your account credentials.
  • Notifying us immediately if you suspect any unauthorized access to your account.
  • Ensuring that your use of the website complies with all applicable laws and regulations.
  • Respecting the rights, privacy, and personal information of other users.

You are prohibited from:

  • Attempting to interfere or disrupt the normal functioning of our website.
  • Using any automated tools or processes to manipulate or extract data from our site.
  • Posting or sharing content that is offensive, hateful, or promotes discrimination.
  • Engaging in behavior that may be considered a breach of privacy or security.

Account Termination

We reserve the right to terminate or suspend access to your account if we determine, in our sole discretion, that you have violated these Terms of Service or engaged in harmful activities. No refund will be provided for any unused portion of subscription services upon termination.

Limitation of Liability

To the fullest extent permitted by law, our company shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use or inability to use our website, including but not limited to loss of profits, data, or business opportunities. Our total liability is limited to the amount you have paid for access to our services during the 12 months preceding the claim.

Intellectual Property Rights

All trademarks, service marks, logos, and copyrights on this website are owned or licensed by us. You may not use any of these intellectual property rights without prior written consent from the owners.

Effective Date

These Terms of Service were last updated on March 18, 2024, and shall remain in effect until amended or replaced.

For any questions or concerns regarding our Terms of Service, please contact us at: [email protected]